Why it's Important to Pre-Qualify

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Even if you have not narrowed down houses to visit yet, it is valuable to see your mortgage professional early. Why? How can we help if you have not negotiated an amount, and don't know yet the amount you need to borrow?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you figure out how much of a monthly payment you can afford, and the loan amount you can qualify for. During the process, we explore your capacity to borrow - reviewing your job, money available for down payment, debts, income, and other circumstances. It's short and basic; We take pride in keeping the paperwork to a minimum.

We award you a Pre-Qualification Letter if you qualify, which states that we're confident you can qualify for up to a specific amount of mortgage dollars.

Power in the Pre-Qual

Several beneifits open to you once you find your next house, and have achieved pre-qualification power. First of all, you have some general numbers in mind, as the amount you will be able to borrow. Your pre-qualification can also make your offer look even better to the seller, as if you were bringing them a bag full of cash! They need not wonder if that they have been wasting their time if you can't have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to lose sleep over. You will have the clout of a buyer ready to make the purchase right now!

We will help you pre-qualify

We will help you see how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. The process leads you through your current financial situation - your debts, income, career, down payment money, among other things. We require a minimum amount of paperwork, with a short, basic process.

One-on-One

While you can try our mortgage calculators on our site, it's a good idea to sit down and talk with us. For one thing, you will want a Pre-Qualification Letter! For another thing, we may locate a different mortgage option that is a better fit for you. Let us help you get started: Call us at 314-835-1195.

Have questions about pre-qualifying? Call us at 314-835-1195. It's our job to answer pre-qualification questions, so we're happy to help!